Terms and Conditions
1. Introduction
Credit Konnect is a fintech platform operated by A&H Group of companies ("Credit Konnect", "we", "us", or "our"). These Terms and Conditions (the "Terms") govern your access to and use of our website, mobile applications, and other services (collectively, the "Services"). By accessing or using the Services, you agree to be bound by these Terms.
2. Eligibility
The Services are available only to individuals who are 18 years of age or older and who are able to enter into legally binding contracts. By using the Services, you represent and warrant that you meet the eligibility requirements.
3. User Accounts
In order to access certain features of the Services, you may be required to create an account. When creating an account, you must provide accurate and complete information. You are responsible for maintaining the confidentiality of your account password and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account.
4. User Conduct
You agree to use the Services in a manner that is consistent with all applicable laws and regulations. You agree not to use the Services for any illegal or unauthorized purpose, including, but not limited to, the following: Copying, reproducing, distributing, modifying, displaying, performing, creating derivative works from, or transmitting any content from the Services without our prior written consent. Using any robot, spider, or other automated device or process to access the Services for any purpose, including, but not limited to, monitoring or copying any of the material on the Services. Interfering with the operation of the Services or with any other user's enjoyment of the Services. Attempting to gain unauthorized access to the Services or to any other part of our computer systems or networks.
5. Intellectual Property
The Services contain intellectual property owned or licensed by us, including, but not limited to, trademarks, copyrights, trade secrets, and patents. You agree not to copy, reproduce, distribute, modify, display, perform, create derivative works from, or transmit any of our intellectual property without our prior written consent.
6. Third-Party Links
The Services may contain links to third-party websites or services. We are not responsible for the content or privacy practices of any third-party websites or services. You agree to review the terms of use and privacy policies of any third-party website or service that you access.
7. Disclaimer of Warranties
THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT ANY WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED OR ERROR-FREE.
8. Limitation of Liability
IN NO EVENT SHALL WE BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES, INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, GOODWILL, OR USE, ARISING OUT OF OR IN CONNECTION WITH THE USE OR INABILITY TO USE THE SERVICES, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
9. Indemnification
You agree to indemnify, defend, and hold harmless us, our officers, directors, employees, and agents, from and against any and all claims, losses, damages, liabilities, costs, and expenses (including reasonable attorneys' fees) arising out of or in connection with your use of the Services, your violation of these Terms, or your violation of any applicable laws or regulations.
10. Termination
We may terminate your access to the Services at any time, for any reason, without notice. Upon termination, you shall immediately cease using the Services.
11. Changes to Terms
We may modify these Terms at any time. We will notify you of any material changes to these Terms by posting the updated Terms on our website. Please check our Terms and Conditions on a regular basis. Your continued use of the Services after the effective date of any such modifications will be deemed your acceptance of the modified Terms.
12. Privacy Policy
Our Privacy Policy explains how we treat your personal data and protect your privacy when you use the Service.
13. Governing Law
These Terms shall be governed by and construed in accordance with the laws India. You agree that any legal action or proceedings arising out of the above may be brought exclusively in the competent courts having jurisdiction in Kerala, India, and the parties irrevocably submit themselves to the jurisdiction of such courts.
14. Severability
If any provision of these Terms is held to be invalid or unenforceable, such provision shall be struck from these Terms and the remaining provisions shall remain in full force and effect.
15. Contact Us
If you have any questions or concerns about these Terms, please contact us at ‘[email protected]’ By accessing Credit Konnect, you agree to these Terms and Conditions. Last Updated: 18th December 2023